Skills and Experiences

Loan Officer 
Job No: 19000022

Job Purpose:-
To execute transactions for processing all Consumer Banking loans as per set guidelines ensuring compliance with the Bank’s lending policies, procedures and practices and CBK’s guidelines.

Accountabilities:-

  1. Loan Applications Processing: Process all loan applications received from Consumer Banking departments (loan amount, term – approvals etc.); track and highlight discrepancies during processing of documents and ensure closure due to incomplete documentation
  2. Loan Disbursement: Prepare loan applications towards approval in adherence to the bank’s policies and guideline
  3. Processing Documentation: Consolidate all faxes or mails from Branches, Collection, Legal Department and Risk regarding repayments, settlements or extension requests and follow-up with the respective departments on any gaps.

Generic Accountabilities:

  1. Corporate Governance: Follow all relevant Gulf Bank operational procedures and instructions so that work is carried out in a controlled and consistent manner
  2. Risk Management:Conform to risk policies and procedures to minimize the error ratios and customer frauds; comply to Basel II framework for all banking operations

AML Compliance: Comply to Anti – Money laundering policies and procedures

Education / Qualifications:Bachelor’s degree in Commerce /Accounting / Finance
Knowledge: Knowledge of Loans & Syndication
Experience: 2 - 3 years in banking operations with a good grasp of banking loan policies

Generic & Specific Skills:

  • Communication - 2
  • Risk Management - 3
  • Computer Literacy – 3
  • Planning - 2

Primary Location: Kuwait
Job: Entry Level Jobs
Organization: Consumer Loans
Schedule: Regular
Shift: Standard
Job Type: Full-time, Day Job

Apply directly by clicking the below link:
Loan Officer @ Gulf bank

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